The Game

The game is played using 8 decks of cards, re-shuffled after each round. The player and the banker are each dealt a two-card hand. Following standard baccarat rules, a third card is dealt to the player and/or the banker.

The card values are as follows:

Ace = 1
Face cards and tens = 0

All other cards carry the point value stated on the card. If the cards in a hand total more than ten points, simply subtract ten to obtain the baccarat point value of the hand.
Example: 8+8=16, but counts as 6. Jack+7=17, but counts as 7.

A two-card total of nine is the best hand and is called a Natural 9. The second-best hand is a Natural 8.
If both the player and banker are dealt identical hands, the game ends in a Tie.

Third Card Rules
The following standard rules determine when the player and/or the banker will automatically be dealt a third card.
If anyone is dealt a Natural the game ends and no third card is dealt to anyone.

Player:

Point Value of First Two Cards:
0-1-2-3-4-5 Third Card
6-7 Stands
"Natural" 8-9 Game ends

Banker:
Third card rules.

Value of First Two Cards: Draws if the player’s 3rd card is*: Does not draw if the player’s 3rd card is:
0-1-2 Any -
3 0-1-2-3-4-5-6-7-9 8
4 2-3-4-5-6-7 0-1-8-9
5 4-5-6-7 0-1-2-3-8-9
6 6-7 0-1-2-3-4-5-8-9
7 Always stands -
8-9 Player cannot draw Player cannot draw

*If, however, the player does not draw a 3rd card the Banker draws to 7, unless the player has a Natural 8 or 9, in which case no further cards a drawn.

Payouts:

Winning Hand Odds
Banker (5% commission) 1:1
Player 1:1
Tie 8:1

 

How to play

First select the value of your chips by clicking on your preferred chip value in the lower left hand corner of your screen. The largest chip indicates the value currently selected.

Please note: As the Add chip mode is automatically active when you start the game, each click on the table will increase your bet by 1 chip of the value selected. Should you choose to activate the Remove chip mode instead, each click on the table will decrease your bet by 1 chip.

Add chip Remove chip

To place your bet, click on the Player, Banker or Tie area of the table.

Please note: You cannot bet on the Player and the Banker in the same hand.
If you bet on the Tie, you can also bet on either the Player or the Banker.
If you have not placed a bet on the Tie, and the game ends in a tie, your stake will be returned.

Before clicking on the Deal the cards button, you may amend your bets using the available buttons. Use the Undo last action or Redo last action buttons to respectively remove or repeat your last action. Click on the Clear all bets button to remove all bets from the table. All available buttons are highlighted; any unavailable button will appear in grey.

Clear Bets Undo Redo

When you are ready, click on the Deal the cards button to deal the cards.

Both Player and Banker will receive two face up cards. Depending on the cards dealt, the Player, the Banker or both may receive a third card. The game ends and the highest hand wins.

If you wish to play again, click on New Game and start another game.


New Game

If you wish to bet the same amount you placed on your previous bet, click Same Bet, otherwise, place your bet by clicking directly on the table and then click on Deal. The value of your chips will be the last value selected.


Same Bet

Betting limits
As you start the game, the table betting limits are set by default to the lowest possible minimum and maximum, and appear in the Table Limits box in the top right hand side of your screen.

The Minimum indicates the minimum amount you have to bet in one game. The Maximum indicates the maximum bet allowed.

Should you wish to change the limits, you can do so by clicking on the Payout information and table limits button in the top right hand side of your screen. The pop-up window will also show all payout details.


Payout information and table limits

Once you have set your limits, click on OK to close the window and go back to the game.

Game Features

If you wish to personalise the table and surrounding environment, click on PREFERENCES on the top navigation bar. 
From inside the PREFERENCES pop-up window you will also be able to change the appearance of the game frame, the audio and other general features, such as the Welcome message and your Avatar. These general preferences will apply to all other games featuring the same PREFERENCES options and will be saved for the next time you log into the games.